Commercial
Insurance Package
Our commercial packages are expertly tailored for each company’s specific situation, with policies to fit their requirements – no cookie-cutter policies with too much or too little coverage for your needs – just exactly what you need.
And as your business needs change we make sure your coverage keep up with you.
Our commercial packages automatically include both Property and Liability coverages.
Property insurance covers risks associated with your business’s premises, equipment and vehicles. In addition, it often includes any associated loss of business. This is an essential coverage because it ensures your business, assets, and income are protected. For instance, here are a few of the coverages to consider in your business owners policy:
- Fire
- Flooding
- Theft
- Accidental Damage
- Loss of Income
- Loss/Damage of Property
Liability insurance covers damage to people you deal with and their property. However, it’s important to note that liability insurance usually doesn’t cover risks related to professional services–meaning damages that result from you giving clients inaccurate advice, for instance. The liability coverage included in your business owners policy is a necessity, especially if:
- You meet your clients at your business or theirs.
- You have physical access to your clients’ equipment.
- There is a risk of damage to people or business.
Other coverages you can add on:
- Cyber Liability
- Professional Liability (errors and omissions)
- Crime (employee theft)
- Fiduciary Liability
- Directors and Officers
- Employment Practices Liability
- Employee Benefits Liability
And More
We’re committed to protecting what you’ve worked so hard to build.
Our honesty and clarity ensure you make wise insurance decisions, and our top-notch service differentiates us from the competition. We know that running a business is not easy and you you have a lot on your plate. At Sandstone, we are here to not only protect your business, investment, and employees, but also help make your life a bit easier.
Being an independent insurance agency, we are not tied to specific carriers or products. We get to know your business and by accessing many resources and analyzing the coverage that each provides, we tailor your policy to your unique business needs so you never spend more than needed.
Our packages are backed by a variety of carriers to pair you with the right coverage for your risk. And all carriers are rated “A” or better by AM Best.